WorkCover Queensland
In QLD WorkCover is your Nominal Insurer
Workers Compensation Insurance in Queensland is provided by the Queensland Nominal Insurer WorkCover Queensland. It is a mandatory requirement for all employers in the state of Queensland who employ deemed workers. In Queensland Workers Compensation insurance is called Accident and Illness Insurance Cover.
Quick Policy Set Up Tips
QLD WorkCover
Policy Set Up Tip # 1
Get your WIC Code Correct
A WIC code is a crucial part of your policy set up. Your premium is based on the WIC code allocated to your business and its primary activity. If your business changes its primary activity, then your WIC code may change. Ensure your business has the correct WIC code allocated to it to avoid overpaying or underpaying on your Accident Insurance Premiums. Using a Workers Comp specialist like Employers Comp will assist you in ensuring you are paying the correct WIC code related to your business.
Policy Set Up Tip #2
Number of Deemed Workers
A deemed worker is someone who is considered a worker for workers compensation purposes. In Queensland PAYG employees and some contractors are normally seen as workers. But the legal definition can be complex and there are some situations where it does not apply. It is important to remember that the number of deemed workers and the wages that you state when are only estimates.
Phoenix Hotel
"I really appreciate the support from Employers Comp, which is really helpful and valuable for a business like ours."
What We Do
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following four core services.
Cover Set Up
Actual Wages
Advice
Renewals
Policy Set Up Tip #3
Plan and Budget
You can choose from different payment options for your insurance, but we suggest paying your premium in monthly instalments to assist with cashflow management. However, if you don't pay on time, WorkCover might send your debt for recovery. If you need help with managing your money and setting a budget for your Workers Compensation, contact us, we have helped thousands of businesses plan for their Accident and Illness premium payments.
Policy Set Up Tip #4
Use a Professional
Workers Compensation can be tricky to understand, as it has its own subtleties. It's not like regular insurance, as it's a government scheme, there are extra reporting obligations. If you run a small business, you'll have to report your operations every year to WorkCover Queensland. Getting professional help can make the process easier, saving you time and giving you confidence. Need help? Contact us at Employers Comp.
Policy Set Up Tip #5
What is an Annual Wage Declaration?
It's important to remember declaring your wage and renumeration details to WorkCover by the 31st of August each year. This step is crucial because it helps your insurer calculate a premium that's both fair and accurate for your business, making sure you're paying the right amount based on your actual wages. It's a record keeping requirement that all Policy Holders are responsible of providing. Employers Comp takes this headache away so you can focus on your business.
GJN Industries
"The team at Employers Comp have fantastic customer service, nothing is ever too hard."
How we Help
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following nine core services.
Cover Set Up
We review your specific needs to provide you with tailored, compliant Workers Compensation protection.
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Premium Payments
We help you manage your WIC Codes and payments to ensure you can afford your cover and avoid penalties and fines.
Actual Wage Declarations
We link with your Payroll and Accounting Software to ensure you declare your Actual Wages correctly and compliantly on time.
Contractors Compliance
Not all contractors are your deemed workers. But some are and they need to be included in your policy. We take the headache away.
Renewals
Unlimited support to manage your Renewal. This includes our Representation Guarantee, supporting you through the renewal audit process.
Registrations
Registering a new company, policy or claim we provide you with ongoing advice to save you time and provide you with peace of mind.
Documents
Have access to your documents 24/7. No matter where you are you have access to your policy documents on the go.
Wage Audits
Thousands of employers every year are audited by their Workers Compensation regulator. We represent you in the process.
Advice
Our team of experts provides you with the Unlimited Advice and guidance to help you navigate the complex world of Workers Compensation.
Compliance made easy for your business.
No matter your industry, we've got the perfect plan to suit your needs.
Adams Mowing
"Employers Comp saved me time and money, it is a must for any business."
Handz Constructions
"I am very happy with the team at Employers Comp, they are extremely prompt and supportive"
