WorkCover Queensland
In QLD WorkCover is your Nominal Insurer
Workers Compensation Insurance in Queensland is provided by the Queensland Nominal Insurer WorkCover Queensland. It is a mandatory requirement for all employers in the state of Queensland who employ deemed workers. In Queensland Workers Compensation insurance is called Accident and Illness Insurance Cover.
Are WIC Codes Important?
Yes, they are the foundation of your Policy.
A WIC code is a crucial part of your Workers Compensation Insurance program. Each scheme has its own set of unique WIC Codes. Your premium is based on the WIC code allocated to your business. If your business changes its primary activity, then your WIC code may change. It is important to ensure your business has the correct WIC code allocated to it to avoid overpaying for underpaying on your WorkCover Accident and Illness Premiums. Using a Workers Comp specialist like Employers Comp will assist you in ensuring you are paying the correct WIC code related to your business.
What is a Deemed Worker?
It’s Complicated!
A Deemed Worker is a person who is treated as a worker for Workers Compensation purposes. This applies to Full-Time, Part-Time and Casuals employees in your business. This also covers some Independent Contractors. When you renew your WorkCover Policy, you as the employer must report all the relevant Deemed Worker pay that your business has paid when declaring your Actual Wages. A specialist like Employers Comp can help you ensure that you report your Wages correctly and on time to comply with your WorkCover insurance obligations.
Phoenix Hotel
"I really appreciate the support from Employers Comp, which is really helpful and valuable for a business like ours."
What is a Wage Audit?
A government Review of your business.
Going through a Workers Compensation premium audit can sound daunting, but it's essentially a check-up by a certified QLD auditor. Every year, nominal insurers like WorkCover look into lots of businesses just to make sure everyone's categorized correctly and paying the right amount for their premiums. They'll take a close look at your payroll, super contributions, dealings with contractors, and even how your business operates day-to-day, all to ensure you're on track with your Workers Compensation duties. Keeping your business records tidy and being clear about your actual wages paid is key to sailing through an audit. And remember, slipping up on these audits could mean facing some fines or penalties. If the thought of an audit feels overwhelming, don't stress, Employers Comp is here to help. Our friendly team can guide you through the process, save you some time, and stand by your side every step of the way.
What is an Annual Wage Declaration?
Your legal responsibility as a Policy Holder.
It's important to remember declaring your wage and renumeration details to WorkCover by the 31st of August each year. This step is crucial because it helps your insurer calculate a premium that's both fair and accurate for your business, making sure you're paying the right amount based on your actual wages. It's a record keeping requirement that all Policy Holders are responsible of providing. Employers Comp takes this headache away so you can focus on your business.
GJN Industries
"The team at Employers Comp have fantastic customer service, nothing is ever too hard."
Adams Mowing
"Employers Comp saved me time and money, it is a must for any business."
What We Do
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following four core services.
Cover Set Up
Actual Wages
Advice
Renewals
How we Help
Employers Comp has assisted thousands of businesses in managing their Workers Compensation Insurance compliance. We assist our clients by providing the following nine core services.
Cover Set Up
We review your specific needs to provide you with tailored, compliant Workers Compensation protection.
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Premium Payments
We help you manage your WIC Codes and payments to ensure you can afford your cover and avoid penalties and fines.
Actual Wage Declarations
We link with your Payroll and Accounting Software to ensure you declare your Actual Wages correctly and compliantly on time.
Contractors Compliance
Not all contractors are your deemed workers. But some are and they need to be included in your policy. We take the headache away.
Renewals
Unlimited support to manage your Renewal. This includes our Representation Guarantee, supporting you through the renewal audit process.
Registrations
Registering a new company, policy or claim we provide you with ongoing advice to save you time and provide you with peace of mind.
Documents
Have access to your documents 24/7. No matter where you are you have access to your policy documents on the go.
Wage Audits
Thousands of employers every year are audited by their Workers Compensation regulator. We represent you in the process.
Advice
Our team of experts provides you with the Unlimited Advice and guidance to help you navigate the complex world of Workers Compensation.
Compliance made easy for your business.
No matter your industry, we've got the perfect plan to suit your needs.
Handz Constructions
"I am very happy with the team at Employers Comp, they are extremely prompt and supportive"
